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11 best business opportunities for 2012

Industries such as residential construction, mobile games, and big data will provide the best business opportunities in 2012.

Can you refinance an underwater home without HARP?

A lot of homeowners with underwater mortgages would like to refinance, but they don't qualify for HARP (the federal Home Affordable Refinance Program). Do they have other options?

Purchases you should always make with a credit card

Credit cards aren't always bad possessions to have. There are certain perks associated with using credit cards as we make routine or irregular purchases.

Sleep deprived? Try taking a nap at work

Sleep deprivation is a huge productivity killer. One solution is to make naps normal at work.

JP Morgan $2 billion loss stirs memories of 2008 crisis

JP Morgan CEO Jamie Dimon dubs losses 'egregious,' but market analysts expect that, this time, the damage will not spread to the entire financial system.

Workaholic? Maybe you're really a successaholic

Think you're an incorrigible workaholic? A Harvard professor suggests you might actually be addicted to success. And that's a good thing.

Sweatwork: Bring your networking meetings into the gym

A new trend in business has people taking colleagues to the gym instead of out to lunch.

Industries that benefit from broke college students

These types of businesses have found success by capitalizing on the college demographic.

Should you switch to a lower interest credit card?

Making a balance transfer may save you money, but it also could hurt you in the long run. Here are six steps to take before switching credit cards.

Fed study rejects standard explanations for housing bubble

The most popular beliefs as to what caused the U.S. mortgage crisis and subsequent economic collapse are wrong, according to a new study by the Boston Fed.

5 lessons from your worst nightmare

Want to improve your business? Think of your biggest, baddest competitor and take notes. Here's how.

Start planning now for next year's tax return

The tax deadline may have passed but planning for next year can start now.

You can own a piece of Facebook for $28-$35 per share

When Facebook goes public it will cost between $28 and $35 per share, potentially netting the company $13.6 billion, with Mark Zuckerberg making $1 billion by himself.

Insurance tips for homeowners

Use these simple ideas to save money and get better coverage for your house.

Answers to 10 top money and debt questions

Figuring out finances can be confusing... but it doesn't have to be.

May Day: Can Occupy Wall Street spring back to life?

Occupy Wall Street has big plans for May Day, including marches and strikes, but faces big challenges: It is still largely decentralized, and has lost its hold on the support of the public.

Who's watching you on Facebook?

There are many people who could be watching you every move on Facebook. Here are the ones you should look out for.

Credit cards: How to save $400 at the pump

Credit cards with gas rewards can be a big help in coping with high gas prices. The most effective credit cards could save you $400 at the pump.

Senate staves off postal Armageddon with USPS reform bill

Postal bill averts 3,700 post-office closings for at least two years, but fails to address deeper, structural problems in how the postal service manages a vast operation.

8 careers that pay less than you think

If you ever thought EMTs or architects make a lot of money, you'd be wrong.

Postal Service closings? System faces cash crunch. Again.

Postal Service closings could mean longer lines and possibly slower delivery. But the alternative to Postal Service closings would mean using tax money.

How to be a visionary thinker

Are you bringing home the paycheck of your dreams? You can get paid well for doing what you love when you tap into the visionary within.

The future of Medicare: Why you should be worried

Younger generations might want to start preparing for retirement now. Some things may not last that much longer

Building a professional work wardrobe on a tight budget

Shopping at outlet stores and signing up for mailing lists are just some of the ways you can dress well for work on a budget.

How women can take charge of their retirement

Ladies, you don't need a man to take care of your own retirement future. Read on to see how you can do it yourself. It's not too late to start today.

Tax Tip: Where's my refund?

Looking for your tax refund? The IRS has the answer for where it is, along with a host of other refund-related questions.

10 ways to use your tax refund to improve your finances

10 ways to use your income tax refund to get out of debt, build a brighter future.

How to finance a home improvement project

Home improvement projects are popular these days, but getting financing for them can be difficult. So what are your options in today's tight credit market?

Tax Day freebies: Get free Arby's, Cinnabon & more

Tax Day freebies are being offered by several restaurant chains in honor of the April 17 filing deadline. Here is your comprehensive list of tax day freebies.

Tax Tip: Extensions and payment options

The IRS wants to remind taxpayers how to request some extra time to file their return and the options they have to pay their tax bill.

Best Buy names the 50 stores to close; Includes 19 in 3 states

Electronics retail giant Best Buy has named the 50 stores it plans to close as it struggles in the face of tough competition from e-commerce giants such as Amazon.

Tax day horror story: Taking your money... and your identity

The IRS is making it a top priority to crack down on the burgeoning tax day scam of identity fraud. In 2011 the agency thwarted $1.4 billion in fraudulent refunds.

Tax Tip: Need extra time? File for an extension

Even though the tax filing deadline is later than usual this year -- April 17 -- many taxpayers may still need more time to file their tax return.

Best income tax apps for iPad

Digital Trends lists the best iPad apps for filing or getting help with your federal and state income taxes.

How to handle awkward money situations

Money conversations with friends or family are always awkward and it's difficult to know what to do in these situations.

Tax Tip: 10 last-minute tax return tips

10 last-minute tax return tips

Facebook passwords: Why companies don't use them to see your posts

Several states are considering laws to bar companies form asking for applicants' social media passwords. But the social-media world is easily mined even without passwords.

Tax Tip: IRS essentials you may need before tax day

Taxpayers seeking last-minute help can access several self-help tools on the IRS website to make filing taxes easier.

New CFPB borrower protections proposed

New rules to provide consumers with greater protections in dealing with their mortgage servicers have been put forward by the Consumer Financial Protection Bureau.

5 excuses not to file taxes that the IRS won't buy

When it comes to avoiding taxes, just know that the IRS doesn't accept reasons like not being a U.S. citizen and having a no-income return.

Tax Tip: 3 ways to pay your federal income tax

If you cannot pay the full amount of taxes you owe, don't panic. You should still file your return and pay as much as you can using one of these methods.

What it costs to die

Here's a rundown of what your funeral might cost. Make sure you're prepared so your family won't have to worry.

Tax Tip: Making federal tax payments 101

Here are 10 important facts to help you make your tax payment correctly.

Americans spread blame for high gas prices, foresee $4.75 a gallon

Americans foresee, on average, gas prices at $4.75 a gallon within three months. They most blame the oil industry and Wall Street. But they expect politicians to act.

Tax Tip: How to get tax help from the IRS

When tax season is in full swing, the IRS receives millions of calls. For faster service, get the help you need online 24/7 without delay at IRS.gov.

How mystery shoppers save you money

Mystery shoppers visit various establishments. Discover how their efforts will save you money in the long run.

An in-depth guide to HARP 2.0

Known as HARP 2.0, the new rules for the government's Home Affordable Refinance Program are designed to make it easier for certain homeowners to refinance their mortgages.

Tax Tip: 6 tips for people who pay estimated taxes

These six tips from the IRS explain estimated taxes and how to pay them.

Tax Tip: What to do if you can't pay your taxes on time

If you owe tax with your federal tax return, but can't afford to pay it all when you file, the IRS wants you to know your options and help you keep interest and penalties to a minimum.

Tax Tip: Free File still available for last-minute filers

For people who find taxes a little too taxing, IRS Free File offers free software to prepare and e-file your taxes for free.

Pink slime bankruptcy: After the backlash, what's next for beef?

A major beef processor has declared bankruptcy, citing the backlash against 'pink slime.' The economic fallout from pink slime is just beginning.

To splurge, or not to splurge, that is the question

There are some things that are worth the extra money and some that aren't. We'll give you a few examples on when and when not to fork over the extra cash.

Tax Tip: 8 tips to determine if your gift is taxable

If you gave money or property to someone as a gift, you may owe federal gift tax.

What to do if you are facing serious tax debt

Take these 8 steps to manage owing more taxes than you can pay.

Tax Tip: Taxpayers get more time to contribute to IRAs in 2012

Here are the top 10 things the IRS wants you to know about setting aside retirement money in a traditional IRA.

Reasons to avoid Facebook

If you think you'll be able to get in on Facebook's stock, you should think again.

Finance tips for single women

Don't bend to the old convention or be a statistic. Take control of your financial well-being today. It's not too late!

If Supreme Court scraps health-care law, who wins politically?

Harsh questioning from the Supreme Court majority has touched off new political calibrations over Obama's health-care law. In some ways, Democrats could be the winners.

Tax Tip: Injured or innocent spouse tax relief

You may be an injured spouse if you file a joint tax return and all or part of your portion of a refund was applied to your spouse's past due financial obligations.

Top 5 apps for job seekers

E-recruitment is becoming increasingly popular; find out about five apps to streamline your application process.

Tax Tip: Tax refunds may be applied to offset certain debts

The Department of Treasury's Financial Management Service, which issues IRS tax refunds, can use part or all of your federal tax refund to satisfy certain unpaid debts.

S&P: Home prices fall to new low

U.S. home prices fell again in January, dropping to their lowest level since the housing crash occurred, according to the Standard & Poor's/Case-Shiller Home Price Indices.

Goodbye, anonymity: Latest surveillance tech can search up to 36 million faces per second

Hitachi Kokusai Electric has built a high-performance facial recognition surveillance system that can identify a face in an image from a database of 36 million in one second.

Supreme Court health-care hearing: How bad does it look for Obamacare?

Based on justices' questions during the Supreme Court health-care hearings, the fate of 'Obamacare' is in peril.

 

Tax Tip: 8 tax-time errors to avoid

If you make a mistake on your tax return, it can take longer to process, which in turn, may delay your refund. Here are eight common errors to avoid.

Gas prices now just one thin dime from climbing to $4 a gallon

Gas prices jumped 5 cents a gallon last week on average, even as oil prices stabilized a bit. When gas prices reach $4 a gallon, motorists begin to change their habits.

Spring cleaning for your pocketbook: 8 ways to make your finances shine

Get the mothballs out of your financial closets this spring with tips to spruce up debt and money.

How to get the most money back on your tax return

These tips will help you get a larger refund this year, and can teach you how to pay less taxes going forward.

Buying a home now cheaper than renting

If you've been thinking about buying a home, consider this: In virtually every city in America, it's now cheaper to buy a home than to rent.

How to detect and avoid work-from-home scams

Working from home can be a dream or a nightmare. Read on to discover what to watch out for.

Employers are beginning to ask job applicants for their Facebook logins

With people revealing more and more personal information on the web, employers are starting to ask job applicants to disclose their Facebook account information.

Taxable events you didn't know you were creating

Understanding the implications of these events can help you plan your finances and, in some cases, save you from paying taxes altogether.

Hispanics may drive housing recovery

When the housing market finally rebounds, Hispanic buyers will play a major role, according to a new report.

Job qualifications you need in 2012

With many looking to develop their existing skill set and strengthen their position in the job market, it is important to consider both academic and non-academic qualifications.

SchoolFeed: The Facebook app everyone needs to avoid

Online yearbook service SchoolFeed uses deceptive practices to boost its numbers and hijack your Facebook data.

Financial Savvy for Women 101

Even in 2012, women have different financial needs than men. Here's what to know.

Top-paying part-time jobs

Find out how much these part-time jobs pay and how easy they are to get.

Tax Tip: IRS' Fresh Start initiative helps taxpayers who owe taxes

The IRS has expanded its "Fresh Start" initiative to help struggling taxpayers who owe taxes. The following four tips explain the expanded relief for taxpayers.

Pinterest is blowing up... with cries of copyright infringement

Pinterest's potential is huge, but does the platform pave the way to copyright infringements?

Tax Tip: 4 tax credits that can boost your refund

Here are four refundable tax credits you should consider to increase your refund on your 2011 federal income tax return.

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